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If you do not logon to Online Banking for 365 days, you will be required to reenroll.VCNB reserves the right to terminate your access to Online Banking at any time, in whole or in part, for any reason without prior notice.The first time you login to Online Banking you will be asked to complete our online application.You will be required to enter your Telebanc password or if you do not use Telebanc, the last four digits of your social security number.Alerts which you have selected will be sent to the e-mail address or sent via text message to the mobile device address you have provided.You agree to provide us with a valid mobile number and/or e-mail address.In applying for Online Banking, you agree to the following Terms and Conditions: To access our Online Banking product, you must have an industry standard, bank supported browser that provides 128-bit encryption, such as Internet Explorer, Google Chrome, Safari or Firefox.To verify your browser version compatibility, please contact VCNB.

A transfer from is treated as an electronic transfer for service charge calculation purposes. Any attempted transfer which exceeds the available balance will process and may result in an overdraft charge.You may also email us at [email protected], but be sure not to include any of your account numbers or Social Security Number.Your name, address and a brief message as to the nature of the problem is all we will need.You agree not to share your Login ID and password with anyone else.If you have given someone your password, you are liable for all transactions conducted by that person, even without your permission.

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