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(He liked that hotel, she said, because you can book a room online and then check in at an unmanned electronic kiosk.) “It was very natural and it felt like a normal hookup, except he gave me money after,” she said. She went back onto the site and soon received a message from a man who said his name was Jay and that he was an investment banker at Bain.

There, some 200 attendees, many silkily coifed young women, paid apiece for admission to panels on topics like styling, personal branding and “financial literacy.” Mr.

For all the excitement of moving to New York City, she ended up sharing a three-bedroom apartment with two other roommates across the Hudson River, in Jersey City, N. She got a retail job at a clothing store in Midtown that paid her an hour and a commission of 1.5 percent of her sales.

Accelerated by the anonymity of the internet, sugar-dating is a variation on “escorting,” that practice formerly advertised at the back of New York magazine and the now-defunct Village Voice newspaper. Fowles hesitated at first, but she convinced herself that sugar-dating would result in her having something of a regular relationship with an older man who would pamper her with an allowance.

Sugar daddies (and some sugar mommies) pay monthly fees of a month, which allows them unlimited access to the profiles of sugar babies, who join the website for free.

(“Diamond” memberships for sugar daddies cost 0 per month and provide sugar parents with search engine optimization and top-of-page promotion for their profiles.) The website is illustrated by stock photos of white women, sometimes carrying shopping bags and often in formal gowns and diamonds, fawning over white men with business-trip suitcases and carefully groomed 5 o’clock stubble.

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